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We compare prices from more travel insurance brands than any other site in Australia
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We've got policies covering ages from 60 to 120 and beyond
We've got policies that can cover pre-existing conditions
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| Brand | Age limit | Apply |
|---|---|---|
 | No age limit | More info |
 | No age limit | More info |
 | No age limit | More info |
 | No age limit | More info |
 | 99 and under | Get a quote |
 | 84 and under | Get a quote |
 Fast Cover | 79 and under | Get a quote |
 | 99 and under | Get a quote |
 | 100 and under | Get a quote |
 | 85 and under | Get a quote |
 NRMA | 99 and under | More info |
 | 118 and under | Get a quote |
 | 100 or under | Get a quote |
 | No age limit | Get a quote |
 | No age limit | More info |
 | 85 and under | Get a quote |
Note: This information was last updated July 2023
Most comprehensive travel insurance policies cover you for unlimited medical expenses if you need to go to hospital. They also typically cover medical evacuations.
29% of Australians, equivalent to around 5.8 million people, have had their flight delayed or cancelled in the last 12 months, according to Finder research. Travel insurance can cover you for cancelled or delayed flights.
Many travel insurance policies now cover COVID-related expenses. This includes if you need to cancel or rearrange your trip due to COVID.
A good travel insurance policy should you for lost and delayed luggage, credit cards, traveller's cheques and personal items. This could be really helpful as according to Finder's latest 2023 research, almost 8% of Australians have lost personal items when travelling.
Several travel insurers will automatically cover you for certain pre-existing medical conditions. This can include diabetes, hypertension and skin cancer.
If you have any pre-existing conditions, you should always let your insurer know. You can do this by completing a medical assessment.
They may be able to offer you cover for your pre-existing medical condition – but it's likely to cost you more. Alternatively, they may agree to cover you but not for any claims related to your pre-existing condition.
It's tempting not to mention your pre-existing condition but it's not worth the risk. If you don't tell the insurer, they can deny any future claim you may make.
Regardless of how active you are, most insurers add age loadings to policies – meaning you will typically pay more as you get older.
For example, we got quotes for a 50, 60 and 70 year old going to Bali for a week. There was a $62 difference between the 50 and 70 year old for the exact same comprehensive travel insurance policy. The policy for the 50 year old cost $65, $75 for the 60 year old and $127 for the 70 year old. However, there are ways you can reduce your costs.
Your cancellation cover starts as soon as you take out a policy. This means if something goes wrong and you need to cancel or rearrange your trip, you'll be covered.
"Covid still makes up 11% of all claims paid to customers" says CEO of Southern Cross Travel Insurance Jo McCauley. "On average we are paying out claims for cancellation and travel disruption due to Covid to the value of $1,500."
You can do this when you apply for a policy. Travel insurers have made this process much simpler these days. In most cases, you just need to fill out a short questionnaire.
Keep a copy of your travel insurance policy as well as any medication you may take. This can make claiming simpler while you're overseas.
Over 70 and need travel insurance? Compare your options to get affordable cover for what matters.
Travel insurance is an essential expense for anyone planning a trip overseas, though sometimes it can be difficult to find cover if you are over 80 years of age.
Guide to finding travel insurance if you're over 85 years of age.
What you need to know about getting travel insurance when over 75 years of age.
What is seniors travel insurance and why do I have to pay more than someone younger? What are pre-existing medical conditions and why won’t many insurers cover them? Find out the answers to these and other questions in this handy guide to travel insurance for over 65s.
