Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for the last 6 years. He has written for Yahoo Finance, Money Magazine and Homely, and has appeared on radio shows nationwide. Richard enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. He also has a mortgage of his own. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. He holds a Certificate IV in mortgage broking and finance (RG 206) and a Tier 1 Generic Knowledge certification (RG 146).
- Home loans
- Personal finance
- Money-saving tips
- Certificate IV in mortgage broking and finance, which meets the requirements of ASIC Regulatory Guide 206
- Tier 1 Generic Knowledge certification (RG 146)
- Finder Innovation Awards judge for lending innovation
- Bachelor of Education | University of Sydney | 2006-2009
- Graduate Certificate of Communication | Deakin University | 2015
Latest articles by Richard Whitten
725 articles written by this author
Credit card applications are on the rise, but everything else is down as more borrowers miss mortgage repayments.
DisclaimerWhat is a home loan?A home loan, also known as a mortgage, is a type of loan that is designed to help individuals finance the purchase of a residential property. This can be their own home or an investment property.It is a long-term loan provided by a financial institution, such as a bank or lender. […]
Even as inflation slows down experts expect the RBA will inflict more pain on borrowers this year.
Inflation is finally falling, but we're all paying so much more for everything, especially housing and groceries.
We surveyed over 600 Australians to rate the major buy now pay later providers based on fees, features, and their overall satisfaction. Here's where our results landed.
Get the latest cash rate decision from the RBA and what it means for you.
The official cash rate target is now at a decade-long high of 3.85% - an extra $90 a month, or $1,080 a year, on an average $586k loan.
Rising living costs and a shortage of rental properties is driving rents upward.
Homeowners have many cost cutting options, from getting a better deal on your mortgage and utilities to putting spare space to use.