Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for the last 6 years. He has written for Yahoo Finance, Money Magazine and Homely, and has appeared on radio shows nationwide. Richard enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. He also has a mortgage of his own. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. He holds a Certificate IV in mortgage broking and finance (RG 206) and a Tier 1 Generic Knowledge certification (RG 146).
Expertise
- Home loans
- Property
- Personal finance
- Money-saving tips
Experience
- Certificate IV in mortgage broking and finance, which meets the requirements of ASIC Regulatory Guide 206
- Tier 1 Generic Knowledge certification (RG 146)
- Finder Innovation Awards judge for lending innovation
Education
- Bachelor of Education | University of Sydney | 2006-2009
- Graduate Certificate of Communication | Deakin University | 2015
Featured publications
Featured videos
Latest articles by Richard Whitten
725 articles written by this author
Borrowers cut back on credit, but rising rates are pushing more to the brink
Credit card applications are on the rise, but everything else is down as more borrowers miss mortgage repayments.

Get the best home loan for you
DisclaimerWhat is a home loan?A home loan, also known as a mortgage, is a type of loan that is designed to help individuals finance the purchase of a residential property. This can be their own home or an investment property.It is a long-term loan provided by a financial institution, such as a bank or lender. […]

July’s RBA cash rate hold is a breather, but it’s not the end of rate rises
Even as inflation slows down experts expect the RBA will inflict more pain on borrowers this year.

Slowing inflation gives hope to borrowers, so why isn’t life getting any cheaper?
Inflation is finally falling, but we're all paying so much more for everything, especially housing and groceries.

Buy Now Pay Later Customer Satisfaction Awards 2023
We surveyed over 600 Australians to rate the major buy now pay later providers based on fees, features, and their overall satisfaction. Here's where our results landed.

RBA hikes rate – again
Get the latest cash rate decision from the RBA and what it means for you.

RBA lifts interest rates yet again: How much will this one cost you?
The official cash rate target is now at a decade-long high of 3.85% - an extra $90 a month, or $1,080 a year, on an average $586k loan.

Why your rent is rising so fast (and 4 things you can do about it)
Rising living costs and a shortage of rental properties is driving rents upward.

5 ways homeowners can beat the cost of living crisis
Homeowners have many cost cutting options, from getting a better deal on your mortgage and utilities to putting spare space to use.

What happens when my fixed rate ends?
When your fixed rate period ends you move to a variable rate. If you fixed when rates were low, you could end up on a much higher rate.
