1 - 15 of 21
Why compare pet insurance with Finder?
You pay the same price as buying directly from the pet insurer.
We're not owned by an insurer (unlike other comparison sites).
We don't ask for your phone or email.
We've reviewed over 60 policies on the market, so you don't have to.
How does pet insurance work?
It works like this: You pay a certain amount (a "premium") to your insurer each month. In return, it pays a percentage (usually between 80% and 100%) of your cat's or dog's vet bills if they get sick or injured.
Pay for protection
You pay your pet insurance premium monthly or annually. Policies typically cost around $40 to $80 a month.
Visit a vet
You can visit any licensed vet in Australia if your pet gets sick (as long as it's not due to a pre-existing condition) or injured. You usually pay the vet bill directly.
You get between 60% and 100% of vet costs reimbursed. You can usually claim between $12,000 and $30,000 per year, depending on the policy you choose, which is why it's worth shopping around.
Guides to help you compare pet insurance
Getting a pet is exciting. Shopping for insurance isn't – so our experts curated these guides. Now it's easy to find cover.
Best pet insurance
3+ top policies narrowed down (from over 60 options) by our expert authors.
Cheap pet insurance
Get accident and illness cover with slightly lower limits from $23 a month.
3 terms to help you compare pet insurance
Annual benefit limit
This is the amount you can claim every year. It varies from around $12,000 to $30,000 (but some policies now offer unlimited cover). Good to know – a lower limit usually means a cheaper policy, but surgeries can exceed $20,000.
Some pet insurance policies have a cap on how much you can claim for certain injuries, such as paralysis tick treatment. A common sub-limit for this is $1,500 but treatment often costs $2,000+ (so maybe look for a higher limit).
This is how much you get back when you claim. Some will pay you 60% of the vet bill while others pay the whole lot. In a few cases, you'll also have to pay a small fee when you claim, called the excess.
Frequently asked questions
Read more on this topic
Gap only pet insurance
Gap only pet insurance makes it easier to pay for vet bills. Here's how and who offers it in Australia.
Rabbit Pet Insurance in Australia
Learn more about rabbit pet insurance in Australia - what's covered, how much you can claim and the exclusions.
Pet insurance for birds
Learn what's covered with bird pet insurance and how it can help pay for vet bills if your bird is in an accident or becomes ill.
Pet insurance Tasmania
Find pet insurance in Tasmania and get protected.
Dachshunds: Prices, breed information and insurance costs
Everything you need to know about Dachshund pet insurance costs, breed prices and breed characteristics.
How to protect your pet during tick season
Spotting signs early is key to treating paralysis ticks, which are now common at all times of the year in Australia, warn vets.
Compare cat insurance from popular Australian insurers to get more for your money and protect your cat from injuries or illnesses.
Use our comparison tool to compare dog insurance from top Australian brands, so you can get the most for your money.
Pet insurance statistics 2021-2022
How do Aussies really feel about their pets? Check out the latest survey results.
Has lockdown made Aussie pets healthier?
New data suggests pet owners are using their spare time to focus on their animal's health - and pet insurance may be helping.