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Want the latest iPhone model or a high-quality refurbished one? We have over 200+ iPhone plans from Telstra, Optus and Vodafone.
Buying an iPhone with a mobile plan online is a totally safe decision, but it's entirely up to you whether you'd prefer buying it online or in-store. That being said, there are a couple of benefits to buying an iPhone plan online:
Buying online gives you the opportunity to compare all options available, instead of what the people selling the phone want you to see.
Some exclusive deals are only available to online customers.
You can usually pay a little extra for shipping protection to ensure that your phone will arrive safely.
How do I compare iPhone plans?
We thought we'd do a quick step-by-step guide on how to use our comparison tables to find the right iPhone plan for you. If you're happy to browse yourself, feel free to skip to the next section.
By default, our table will display all available plans for each iPhone model. Follow these steps to narrow down what you're looking for by pressing the "Filter results" button above the table.
Choose your handset. If you're not happy with the current iPhone model you're viewing or you want to see an iPhone with a different memory capacity, you can either hit "remove all" under the "Phones" heading and tick the models you want to look at or you can "add more" and search for the one you're interested in.
Pick your data limit. Adjust the sliders so you only see plans with the minimum amount of data that you need. Keep in mind that plans will be more expensive the more data you choose.
Choose the monthly price you're willing to pay. This will include the monthly repayment price of the handset, so expect to pay $70–$80 at a minimum.
Select a specific provider, if you want. Keen on Telstra or Vodafone? You can clear all the selected providers and pick only the ones you're interested in. We suggest keeping an open mind and seeing all available options so that you don't miss out on any deals.
Compare iPhone 14 plans
Click through the tabs to view the different iPhone 14 models.
The iPhone 11 is 2 generations old, but is still an extremely capable handset. Choose between the 64GB and 128GB versions by switching through the tabs below.
Which iPhone plan is best for you will depend on the model and plan provider. The overall cost depends mostly upon 2 things:
The cost of the phone, which is the same no matter which provider you choose
The mobile plan price, which varies between providers
Both Telstra and Optus will let you switch what plan you're on once a month for free, though Vodafone will charge a "Plan Transfer Fee" if you downgrade to one of its cheaper plans.
These are the main features you'll get from each major provider:
Telstra iPhone plans
With Telstra, you can choose between 12- and 24-month repayment periods when you get an iPhone with one of its Upfront mobile plans. Telstra is Australia's largest mobile network, and you'll get the following on one of its plans:
Anywhere from 40GB for $55 up to 180GB for $115 per month
"Unlimited" data that lets you keep browsing past your monthly data limit (capped at 1.5Mbps maximum download speed)
Data-free streaming of Apple Music and selected live sport
You'll have to pay off the remaining value of your handset if you want to cancel your plan early, but you won't be charged any additional fees.
Vodafone iPhone plans
Vodafone lets you pick up the latest iPhone models on a 12-, 24- or 36-month contracts. Vodafone also has cheaper plans than either Telstra or Optus, which could help you spend the least in the long run.
This is what you get when you pair an iPhone with a Vodafone Infinite plan:
Anything from 10GB for $40 per month up to 150GB for $120 per month
Its "Infinite" data will let you stay online past your limit, though speeds are capped depending on your plan (from 2–25Mbps)
Although Optus's plans aren't currently available on Finder, you can head to the Optus website for the latest details and promotions.
Is it better to buy a phone outright or pay monthly?
When you purchase a phone on a plan, you end up paying the same amount for the handset itself as you would if buying it outright. The difference is that in the outright case, you're paying it all upfront, while on a plan you'll be paying it in monthly instalments over 12–36 months.
However, plans that come with handsets tend to be uncompetitive, which means you'll be locked in for a set period on a plan that probably isn't the best value. That being said, it could still be favourable for you to pay for your new phone over 12–36 months compared to forking out thousands of dollars outright.
Below, we've done a quick analysis of how much you might save when buying a phone outright and getting a more competitive plan versus buying it on a plan:
As you can see, you'll save around $350 over 2 years buying a phone outright with a cheaper SIM-only plan. That being said, some contract phone plans will offer bonuses like free headphones, especially if the phone is a new release, which does add some value.
Keep in mind that your monthly repayments will be higher on a 12-month contract than on a 36-month one, but it also means you're locked into the contract for a shorter period of time.
For low-data users, buying a phone on a plan will almost never be worth it compared to buying it outright, if you can afford to. If you only need a few GB per month, that $350 of savings suddenly jumps up to nearly $1,000 if you choose, for example, a $15 ALDImobile 3GB plan for that 2-year period, instead.
Can't decide which iPhone to buy?
If you'd like some more information on the different iPhone models, check out our table below for our detailed reviews of the different models available. You should also check out Finder's best phones of 2022 to see which iPhone came out on top.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Is it cheaper to buy an iPhone at the Apple Store?
No. Regardless of how you purchase it, a new iPhone will cost you the same amount. The only difference is whether you're paying upfront, as you would at the Apple Store, or paying in instalments as you would on a phone plan.
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The iPhone 14 line-up is here and it's looking good.
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There's nothing quite like the Apple iPhone SE 2022 in its price range. If you want iOS, lots of processor power and upgrades for years to come, it could be good buy.
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Sam Baran is a writer for Finder, covering topics across the tech, telco and utilities sectors. They enjoy decrypting technical jargon and helping people compare complex products easily. When they aren't writing, you'll find Sam's head buried in a book or working on their latest short story. Sam has a Bachelor of Advanced Science from the University of Sydney.
While we don’t have a Finder page that covers SIM-only plans for iPhone X, you can use any SIM-only plans, given that it meets the size requirement for your device, on your iPhone once it’s unlocked. Some iPhones will only work with a SIM card provided to the carrier they’re locked to. If you purchased your iPhone within the past few years, it’s likely to be unlocked. If your iPhone is older than that, it might be locked to a particular network. For you to be able to freely use any SIM, you need to network unlock your mobile phone.
While we don’t provide a specific product recommendation, you may want to refer to the link above for a list of Finder handpicked SIM-only plans. You can press the “Go to site” button when you are ready to sign up and make a purchase.
Feel free to reply to this message should you have further questions.
Thanks for reaching out to us. I hope all is well with you today.
I am sorry because I am unable to give a recommendation on which options are cheapest and most reliable as your decision would entirely depend on your needs.
We may give you a list of options that you may review though. Please check out the following pages:
Please take time to review the relevant details of information as well as the Product Disclosure Statements / Terms & Conditions of each option so you would be able to compare and eventually decide on which option would suit your needs. When you are ready, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
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Important information about this website
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of banks, insurers and product issuers. We value our editorial independence and follow editorial guidelines.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product or service.
Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. While our site will provide you with factual information and general advice to help you make better decisions, it isn't a substitute for professional advice. You should consider whether the products or services featured on our site are appropriate for your needs. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan and read any disclosure documents (such as any Target Market Determination (TMD) and/or Product Disclosure Statement (PDS)) issued by the provider before making a decision.
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I have my own iPhone X and want the best sim only plan in Australia. Theo/what is that. Thanks
Hi Vince,
Thanks for your message and for visiting Finder.
While we don’t have a Finder page that covers SIM-only plans for iPhone X, you can use any SIM-only plans, given that it meets the size requirement for your device, on your iPhone once it’s unlocked. Some iPhones will only work with a SIM card provided to the carrier they’re locked to. If you purchased your iPhone within the past few years, it’s likely to be unlocked. If your iPhone is older than that, it might be locked to a particular network. For you to be able to freely use any SIM, you need to network unlock your mobile phone.
While we don’t provide a specific product recommendation, you may want to refer to the link above for a list of Finder handpicked SIM-only plans. You can press the “Go to site” button when you are ready to sign up and make a purchase.
Feel free to reply to this message should you have further questions.
Thanks and best regards,
Nikki
i need home internet
a new phone
whats the cheapest and most reliable
Hi Stu,
Thanks for reaching out to us. I hope all is well with you today.
I am sorry because I am unable to give a recommendation on which options are cheapest and most reliable as your decision would entirely depend on your needs.
We may give you a list of options that you may review though. Please check out the following pages:
Home internet plans
Cheap phones in Australia
Please take time to review the relevant details of information as well as the Product Disclosure Statements / Terms & Conditions of each option so you would be able to compare and eventually decide on which option would suit your needs. When you are ready, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
I hope this helps.
Cheers,
Judith