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Free home loan calculators
Use Finder's home loan calculators to figure out your mortgage repayments, LMI, borrowing capacity and more.
Before buying a home or getting a loan it's vital to use a calculator to understand your loan repayments. You can also use calculators to estimate your stamp duty costs, lenders mortgage insurance and other expenses, or to see how different loan features like offset accounts can save you money.
Use our home loan calculator to estimate repayments
Choose between monthly, fortnightly or weekly payment frequencies, to calculate what your regular minimum repayments will be on your home loan.
Calculate how much money you could save by making regular extra monthly repayments.
Work out how much you will or won’t save if you were to split your loan.
Work out how much you will need to cover other expenses like conveyancing fees and building inspection fees.
Other helpful calculators
How to get the most out of our home loan calculators
Using these home loan calculators is easy. You just need to have an idea of your loan amount, desired interest rate, repayment type and other information. If you're a first home buyer or you're just doing early research, try and think of rough numbers to match your needs and budget.
Depending on the type of calculator, you can also enter details like which state you're in (stamp duty costs vary by state) as well as the repayment type (make sure you know the difference between principal and interest and interest-only loans.
Other calculators like the income tax calculator and the borrowing power calculator will require your income and current expenses. If you're not sure about any specific number, use an estimated figure.
The calculators give you flexible options like monthly, fortnightly or weekly repayments and various loan terms so you can tailor each calculator to your specific situation.
Compare home loan options below
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Once you’ve entered your details, an Aussie broker will be in touch to start supporting you on your home loan journey.
- Our panel of 25+ lenders will allow you to compare 100’s of rates
- Get access to free suburb and property reports
- Have expert guidance through the entire application process.
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Finder's simple, free LMI calculator can help you estimate your lenders mortgage insurance premiums.
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Estimate your CGT when selling an investment property or other asset with Finder's simple capital gains tax calculator.
Comparison rate calculator
The comparison rate represents the actual cost of a home loan by taking into account its interest rate and any additional fees charged by the lender.
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Home Loan Eligibility Calculator
Check out our home loan borrowing power calculator to see if you'll be able to afford the loan you want.
Interest-only Home Loan Calculator
Estimate the cost of your repayments if you only pay the interest portion of your loan with an interest-only mortgage.
Calculate how long will it take to pay off my loan?
Wondering 'how long will it take to pay off my loan?' Use our free calculator to see how long it will take to pay off your mortgage.
House deposit calculator – how much do you need?
Home loan deposit calculator - wondering 'how much deposit do i need to buy a house'? Calculator estimates from Finder give you a personal answer in minutes.
Fortnightly payment calculator
With a fortnightly mortgage repayment instead of monthly, you could save thousands. Use our fortnightly payment calculator for home loans and save.
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