1 - 7 of 29
Why compare home insurance with Finder?
You pay the same price as buying directly from the home insurer.
We're not owned by an insurer (unlike other comparison sites).
We don't ask for your phone or email.
We've helped over 300,000 people find home insurance.
Meet our experts
Collectively, our experts have over 12 years of experience helping people find home insurance.
We've written hundreds of guides (211 so far and counting) and are passionate about presenting the most up-to-date and relevant information for you.
You can regularly catch our experts on TV shows such as Sunrise and 7News dishing out the latest home insurance savings tips.Back to top
Learn more about
Our home insurance guides can help you compare and understand what cover option is right for you.
Best home insurance
5 policies selected by our experts, assessed and updated regularly
Home and contents insurance
For homeowners who also care about the stuff inside their home
Ring the bell and check out the latest award winners
Our team of experts researched 68 home insurance policies and selected 2 Finder Award winners based on value and comprehensiveness.
We also ran awards for customer satisfaction, innovation and green insurance.
Want to go green?
QBE is our green insurer of the year for the fourth consecutive year. It's on track to be net-zero by 2030, a portion of your premiums go towards environmental causes and it can pay for some swanky environmental upgrades if your home is damaged. Plus, it's one of the most comprehensive home insurance policies you can get in Australia.
What does home insurance cover?
How much does home insurance cost?
We gathered over 300 quotes from 17 different insurers
for a $500,000 building and $100,000 of contents.
On average, the monthly cost of home insurance
in Australia is:
How can I save on my home insurance?
Don't just renew
Global warming is to blame for a lot. It's also a major reason home insurance costs are rising. You don't need to just accept the price increase though. When your renewal comes up, shop around. You'll likely find somewhere cheaper.
Take advantage of sign-up discounts
Home insurers like to offer sign-up discounts to get you on board. Some can genuinely save you a lot of money, like 30% off your first year. If you want to continue saving though, keep switching every 12 months because insurers often increase existing customers' prices significantly.
Install home security
Insurers like safe homes, so make yours like Fort Knox (internal alarms, external sirens or external strobe lights will suffice) and some will charge you less.
Back to top
Increase your excess
This is a specified amount you need to pay whenever you make a claim. All home insurance policies have them. Most will let you increase your excess in return for cheaper premiums. There's a downside though – making a smaller-value claim won't be worth it.
Latest home insurance articles
Hikes to home insurance: 63% of customers say their premiums have gone up
Finder’s 2022 home insurance award winners revealed
Why millions of Australians need to check their home insurance now | Finder
Flood relief: Payments and support in your state
How to get temporary accommodation help during floods
Cost of living crisis: How underinsurance could ruin millions of Australians
Home insurance deals
Remember the exclusive deals and sign-up offers we mentioned? We put together a list of them below to help you save:
Buy online and save up to 30% on a home & contents policy with Australian Seniors
Offer applies to new policies bought online. Discount is made up of a 10% online discount for the first year, 10% for buying a combined policy and a further 10% if you hold a Seniors Card or 5% for non-card holders over the age of 50. T&Cs apply.
Receive $250 worth of smart sensors with Honey Home Insurance
Get free smart sensors (valued at $250) to install around your home when you sign up for a combined home and contents policy. T&Cs apply.
30% online discount on new home and contents insurance
Receive 30% off your first year's premium when you purchase a new combined home and contents insurance policy online. T&Cs apply.
Earn up to 40,000 Qantas Points with Qantas Home Insurance
Join and earn up to 40,000 Qantas Points for every home insurance policy you take out by 31 July. T&C’s and exclusions apply.
Get up to 20% off your first year's premium with QBE Building and Contents Insurance
Discount is made up of a 10% online discount, and a further 10% for buying a combined policy. T&Cs apply.
Get 10% off when buying Home and Contents Insurance
Save 10% when you buy a combined home and contents insurance policy online. Plus, Everyday Insurance customers can receive 10% off their groceries once a month. T&Cs apply.
Read our home insurance reviews
Want to find out more about a specific insurance brand? We've reviewed over 60 of them. Here's a bunch of the most popular ones:
If the brand you're looking for isn't here, check out our full home insurance directory.
Why you can trust Finder's home insurance experts
You pay the same as buying directly from the home insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of home insurance brands, making it easier for you to find a good deal.
Since 2014, we've helped 150,000+ people find home insurance by explaining your cover options simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.
We're here to help
Frequently asked questions
Read more on this topic
Home insurance statistics in Australia 2023
Did you know that 12% of Aussie homes are protected by guard dogs? This, and loads more interesting stats on home insurance in 2022.
A guide to flood insurance for home owners.
Honey home insurance review
Honey home insurance is a startup that's doing things a little differently.
Holiday home insurance
What to know about insurance before renting out your home, and what to look for in Airbnb insurance.
Home insurance brokers
Wondering if home insurance brokers are worth it? Find out if they're right for you with this straightforward guide.
Home office insurance
We talk you through how to get home office insurance.
Power outage? Food spoilage insurance
How home insurance can cover you for food spoilage and save you hundreds on wasted food.
Does home insurance cover hearing aids?
Want hearing aid insurance? Home insurance is the answer.
What are covered events in home insurance?
All home insurance policies have a common list of covered events. These insured events include things like fire, storm and theft.
What is insurance fraud, and how does it affect my home insurance?
Curious to know what happens if you commit insurance fraud on a home insurance claim? Here's what we know, and why you probably shouldn't do it.
Ask an Expert