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Our insurance team have gathered 300+ quotes from over 50 popular travel insurance policies. We've selected some cheap policies based on 2023 Finder Awards research and our travel insurance quote engine. Keep in mind, prices will differ depending on where you travel, your age and pre-existing conditions.
Why you can trust our research
50+
policies analysed
300+
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100+
hours of research
Tick's Basic Single Trip policy is typically the cheapest travel insurance policy on Finder. It's good if you're after cheap cover for the basics such as medical cover, but look elsewhere if you want more.
Fast Cover was the cheapest comprehensive travel insurance policy in our 2023 Finder Awards. Starting from around $11 per day, it's good if you want an affordable policy that covers medical expenses, some cancellations, delayed luggage and rearrangement costs due to COVID.
If you're planning a trip within Australia, InsureandGo's Domestic Gold policy could be ideal, especially if you're renting a car or are worried about having to rearrange or cancel your trip because of COVID.
Here's an overview of a basic and a comprehensive policy so you see the differences in price and inclusions.
| Fast Cover Basic | Fast Cover Comprehensive | |
|---|---|---|
| Price | $44.59 | $87.99 |
| Overseas emergency medical & hospital expenses | Unlimited | Unlimited |
| Trip cancellation expenses | Unlimited | |
| Trip delay expenses | $50,000 | |
| Overseas hospital cash allowance | $5,000 | |
| Accidental death | $25,000 | |
| Permanent disability | $50,000 | |
| Passports, credit cards & credit card fraud | $5,000 | |
| Theft of cash | $250 | |
| COVID-19 medical expenses | ||
| Rearrangement costs if you get COVID-19 | ||
| Compulsory quarantine costs |
*This table was updated on 10 July 2023 for a 30-year-old travelling to Bali for 7 days.
If you're finding it tricky to get a cheap policy, these 3 tips could help you lower costs:
Insurers often have coupon codes and deals offering you between 5% and 15% off. We've listed some below.
Insurers such as Freely let you tailor your policy to suit your needs. So rather than pay for a standard policy that typically covers you for a bunch of expenses, you could get a policy that covers you for medical care and cancellation costs
This is the amount you need to pay when you make a claim. Choosing a higher excess means that it probably won't be worth making a claim for smaller expenses, but it ensures you're still covered if something more serious and expensive happens.
A Finder survey of 1,110 respondents revealed almost 1 in 3 Australians (28%) – equivalent to 3.5 million people – suffered a travel mishap while abroad in the past 12 months.
The research shows 1 in 7 (14%) endured travel delays, while 8% lost personal items.
| Store | Discount | |
|---|---|---|
 Kogan Travel Insurance
Exclusive
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Get 12% off Kogan travel insurance policies Use this promo code to get a 12% discount. T&Cs apply. Last verified |
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Get 15% off Freely travel insurance policies Use this promo code to get a 15% discount. T&Cs apply. Last verified |
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Save 10% on InsureandGo policies with Finder Use this coupon code to save 10%. Ts&Cs apply. Last verified |
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ahm and Medibank members get 10% off travel insurance Get this discount if you're an ahm or Medibank Private member and save. Last verified |
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Get 10% off on Tick travel insurance policies Use this code to get a 10% discount. T&Cs apply. Last verified |
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15% off travel insurance for Medibank Private members Get this discount if you're a Medibank Private member and save. Last verified |
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Earn Velocity Points with Cover-More Get 3 Virgin Velocity Points for every $1 spent on travel insurance with Cover-More. Last verified |
Guide to travel insurance, cancellation and airline tickets.
Travel insurance for luggage offers cover against the cost of repair or replacement when your luggage and personal belongings are lost, stolen or damaged.
Excess reduction and no excess travel insurance is a great optional extra for those heading overseas who want to own their risk. Compare the various excesses available from the providers in the finder.com.au panel.
Not sure if basic travel cover is worth it? Find out why covering the essentials is a smart move.
Check out these ten simple things you can do to reduce your travel insurance premium.
